Carver Private Lease

What is Private Lease?

You can compare a Private lease with a subscription. You pay a monthly fee for the use of the Carver and you don’t have to plunder your savings account to buy a Carver. The Carver is in your name, but is owned by the lease company. /span>Read more about Private Leasing of your Carver.

Fill in the application form

Private Lease step-by-step

  1. Fill in the lease request form and press send. This form will be forwarded to Carver.
  2. Carver will forward your request to one of our lease partners..
  3. Our lease partner will perform a credit check, after which you will be notified whether your application has been accepted.
  4. Upon acceptance you will immediately receive the lease contract, a SEPA direct debit authorization and the lease conditions by email from our lease partner.
  5. After receiving the lease contract signed by you, the lease company will order your Carver from us.
  6. When the delivery of your Carver is in sight, you will receive a message from Carver by e-mail and the delivery will be prepared and scheduled.
  7. On the day of delivery, you sign the Proof of Receipt and your lease contract starts. Your Carver driving pleasure can begin!

Frequently asked questions about Carver Private Lease

If you submit a lease request via the Carver website, you will receive an operational lease agreement from Friesland Lease or Bourguignon Lease.

Why is acceptance necessary?

It is important for you and for and our lease partners to establish that the monthly obligations we enter into with each other match your personal situation. Our lease partners work with EDR Credit Services to determine whether entering into a Private Lease Agreement is financially responsible. They provide our lease partners with advice on whether the application is justified based on your personal situation. EDR Credit Services does this by applying a capacity standard.

How does the acceptance procedure work?

After you have completed and submitted the private lease application form for your Carver, you will receive an email from the lease company with a link to the EDR Credit Services website. You can check, supplement or change your personal details on the EDR Credit Services website. EDR Credit Services will then immediately carry out the first credit assessment, of which you will be notified. In the event of a positive assessment, you will be asked to upload the necessary documents for a final assessment on the EDR Credit Services website. EDR Credit Services will then also contact you by telephone for an interview. EDR Credit Services will inform you about the final assessment within 8 working hours. If it is also positive, you will receive the lease contract by email within two working days.

Is there a down payment in the lease rate?

By default, no down payment is included in the lease rate. It is possible to add a down payment lower the lease rate. Please note that you will not get the deposit back in case of cancellation or dissolution of the lease agreement or in the event of theft / total loss of the Carver.

 

Is a down payment possible?

Yes, it is possible to pay a maximum of 25% of the price. The lease price with a maximum down payment of 25% is € 180 / month including VAT based on a lease term of 60 months.

Is a deposit necessary?

No, there is deposit is necessary.

Do I have a reflection period?
Yes, you have a reflection period of 14 days. This reflection period starts from the moment you sign the lease contract and provide it with a date. If you do not enter a date, the reflection period starts as soon as the lease company has received the signed lease contract.

 

Can I cancel the reflection period?
Yes, you can waive the reflection period. You must sign a Reflection Statement Waiver with the leasing company, with the sales advisor co-signing the document on behalf of the leasing company. After signing the Reflection Statement Waiver, you pay any down payment and the lease company will order the Carver directly from Carver Europe B.V.

Who orders the Carver?
As soon as the lease company has received the signed lease contract and the reflection period of 14 days has expired or you have renounced it, the carver will be ordered by the lease company from Carver Europe B.V ..

 

Are the Carver promotions also valid with a lease?
No, the Carver promotions are not valid in combination with with lease.

Given the great interest, if you request a lease agreement now, the Carver is expected to be delivered in February - March 2021. Your lease contract starts the moment your Carver is delivered and you have signed for receipt.

Yes, the Private Lease Agreement is registered at the BKR at 65% of the purchase value.

What is included in the monthly installment?
Private Lease from one of our lease partners & Carver offers a complete package, and includes the use of the Carver, depreciation, maintenance, repair, tire replacement, hull insurance, passenger accident insurance (rider only), recovery legal assistance insurance, roadside assistance collection service and VAT.

 

Does the monthly installment include VAT?
Yes, the monthly installment includes the applicable VAT percentage at that time.

 

Can the lease period be extended?
You can indicate during or towards the end of the lease that you want to extend the lease. In consultation with your lease advisor at the lease company, you can determine by how many months you want to extend the lease period. Your lease advisor will make a new price calculation for you.

 

Can the lease period be shortened?
You can indicate during the lease period that you want to shorten the lease period. In consultation with your lease advisor at the lease company, you can determine by how many months you want to shorten the lease period. Your lease advisor will make a new price calculation for you.

What terms are possible for the lease term?
The lease period is 60 months.

The minimum age for entering into the lease agreement is 21 years. The driver of the Carver has to have a minimum age of 16 years in combination with a valid moped driver's license (AM).

Is it possible to include accessories in the lease agreement?
The Standard Carver comes without accessories. You can order various accessories in the lease agreement. Note: You cannot exchange accessories during the lease period!

Is it allowed to mount accessories yourself?
You can provide the Carver with extra accessories. The accessories must be able to be mounted and removed without causing damage to the Carver. Before returning the Carver, the accessories must be removed, otherwise Friesland Lease will automatically become the owner of the accessories without compensation. Costs for insurance, maintenance, repair, replacement, assembly and removal of the accessories are for your own account if they are not included in the lease agreement.

When does the lease period end?

The lease term ends when the agreed term in months has passed. The lease term also ends as soon as the Carver has been returned if the lease agreement is canceled or dissolved.

 

What to do with the Carver at the end of the term?
If the term of the lease contract has expired and you do not want to take over the Carver, you can return the Carver at a location to be specified by the lease company. If you do take over the Carver, the lease agreement and insurance will be terminated after payment of the acquisition price and the final settlement. From that moment on you are the full owner of the Carver.

 

Can I take over the Carver?
Yes, that's possible. To do this, contact your lease advisor at the lease company to request the acquisition price. Of course, the Carver can also be sold to friends, family or others.

 

How much do I have to pay if I want to take over the Carver?
If you want an exact calculation of the acquisition price, please contact your lease advisor at the lease company. However, as an indication: With a contract of 36 months you have to take into account an average of 30% of the new price based on the current market price. With a contract of 24 months you have to take into account on average 40% of the new price based on the then current market price.

 

What should I pay attention to when returning the Carver?
The Carver must be clean and damage free. If the Carver is not returned clean, cleaning costs may be charged. It is also important that your own accessories are removed, that all documents and items belonging to the Carver are returned and that any damage is reported to the lease company. All items that have been left on or on the Carver and that are not included in the lease contract, automatically become the property of the leasing company after they have been returned.

 

Which damages are acceptable when returning the Carver?
We find minor usage damage appropriate to the age and intensity of use acceptable. Larger damage that has not been reported before return will be charged to you with a maximum personal contribution per damage. On the website of the leasing company you will find the Hand-in Manual containing all acceptable and non-acceptable damages.

What to do in the event of a breakdown?
If you come to a standstill with your Carver due to a breakdown, please contact the roadside assistance of the lease company, via the insurance company. You have received a service card with the telephone number on it. They will help you on your way, take you to the nearest James Autoservice branch or to the location where you come from.

 

Do I still need an ANWB Roadside Assistance Service?
No, you do not need this for your Carver because the contract includes international roadside assistance, which makes membership for the Roadside Assistance Service superfluous.

 

Is tire replacement included in the lease agreement?
Replacement of tires due to normal wear and tear are included in the lease agreement. You can have the tires replaced at your James Autoservice branch.

Where can I go to have the damage repaired?
If you have any damage, please contact the lease company and we will discuss where the damage can be repaired. This will usually be the James Autoservice branch that also maintains your Carver.

What happens if the Carver is total loss?
The lease agreement ends on the date on which an expert has definitively determined that the Carver is a technical or economic total loss. You can then choose a new Carver and use Private Lease again through our lease partners.

Which insurance is included in the monthly installment?
The monthly installment includes hull insurance with a personal contribution of € 250 per non-recoverable damage, unless stated otherwise on the lease contract. Passenger Accident Insurance and Legal Recovery Insurance are also included.

 

Can I take out additional insurance?
No that is impossible. The most common insurance policies are included in the monthly installment.

 

What is the personal contribution of the insurance?
The personal contribution is € 250 per non-recoverable damage, unless stated otherwise on the lease contract.

 

Is there a different personal contribution for young drivers?
No, no other personal contribution applies.

Can the insurance be withdrawn from the contract?
No, the Hull Insurance, Passenger Accident Insurance (note the rider only) and Legal Recovery Insurance are mandatory components of the lease.

 

Are accessories co-insured?
Accessories included in the lease contract are co-insured as standard. Accessories purchased or assembled by yourself are not included in the lease agreement.

 

Can the insurance be adjusted?
The insurance premium can be adjusted by the lease company during the lease term.

Will I receive an invoice for any down payment?
Yes, you will receive an invoice for the down payment.

 

What is on the first invoice of the monthly installment?
The first invoice for the monthly installment that you receive contains the monthly installment from the day of delivery up to and including the end of that month. You will also receive the invoice for the next (full) monthly installment at the same time or shortly afterwards.

 

How will the invoice be sent to me?
Our lease partners work on the basis of electronic invoicing. This means that you will receive the invoices by email. It is therefore important that you notify the lease company of a change to your email address as soon as possible.

 

How does the payment of the invoice go?
This is always done by direct debit; for this you also sign the SEPA Direct Debit mandate with the lease contract. It is not possible to stop the direct debit during the term of the agreement.

 

Are there any other costs associated with the Private Lease Agreement?
In addition to the monthly installment, only costs for punctures or for replacing tires in the event of excessive wear and the personal contribution in the event of damage can be charged.

In case of death

What happens if I die during the term?
If you die, one of your heirs and / or the leasing company can immediately cancel the lease. The leasing company can cancel by sending a letter to your last known address. No costs are payable for cancellation in connection with your death. Your heirs are obliged to return the Carver immediately after cancellation and remain obliged to pay the installment amount and other outstanding amounts until the moment of return.

 

Is it possible to take out term life insurance in the contract?
No, that is neither possible nor necessary. If you die during the term of the lease, the lease can be dissolved free of charge.

 

Does the lease contract end upon the death of the contractor?
If you die during the term of the lease, the lease can be dissolved free of charge. The end date is then the date on which the Carver is returned to the lease company.

 

Divorce

What to do if I get divorced?
If you are in a situation of demonstrable insolvency as a result of divorce, you can terminate the lease without any cancellation fee. Any damage, amounting to the personal contribution per claim, will be settled with you. EDR Credit Services will determine your inability on behalf of the lease company on the basis of the data to be supplied directly by you to EDR Credit Services and a telephone interview. The end date is then the date on which the Carver is returned to the lease company. All costs up to and including the end date must then be paid by you.

 

Loss / change of job

What to do if I lose my job?
If you are in a situation of demonstrable incapacity as a result of loss of work through no fault of your own, you can terminate the lease without any compensation. Any damage, up to a maximum of the personal contribution per claim, will be settled with you. EDR Credit Services will determine your inability on behalf of the lease company on the basis of the data to be supplied directly by you to EDR Credit Services and a telephone interview. The end date is then the date on which the Carver is returned to the lease company. All costs up to and including the end date must then be paid by you.

 

What if I change jobs?
If you change jobs, nothing needs to be adjusted to the lease. The lease is bound to you as a person and the monthly costs continue as usual.

Can I terminate my lease early?
You can cancel the lease prematurely, at the earliest by the first day of the second year of the lease term. You must observe a notice period of at least 1 month. To cancel, send a letter or email to the lease company. In case of early termination you pay a termination fee. This severance payment is separate from the settlement of any damages and other amounts. The cancellation fee must be paid before the day on which the cancellation is made. If this is not done, the cancellation will have no effect and the lease will continue until it otherwise comes to an end. If you want to cancel the lease in the first year, you pay the monthly installments up to and including the first year in full. After that, the cancellation fee applies.

 

What are the costs for an early termination?
In case of cancellation at the start of the second year of the lease term or at a later date, the following applies to the cancellation fee:

  • For each month that the lease is terminated before the end date of the lease term, you pay a fixed termination fee of 50% of the total remaining monthly installments.
  • If the calculation shows that a recalculation of the lease term to a shorter term offers you an overall more favorable outcome than the fixed termination fee of 50%, then recalculation is chosen.
  • If you conclude a new private lease agreement with the lease company with at least the same term as the original term of the lease that can be terminated early, a termination fee applies.

Example:

Calculation of fixed termination fee percentage:

Suppose you have a Private Lease Agreement with a term of 36 months, a monthly term of € 89 and you want to terminate the lease after 24 months. The fixed termination fee is then 50% x 12 months remaining term x € 89 = € 534.

Calculation via recalculation

The recalculation shows that for a term of 24 months a monthly installment of € 104 applies. Settlement based on the recalculation means for you an amount of 24 months x (€ 104 - € 89) = € 360.

Final Termination Fee

Since the calculation of the cancellation fee via the recalculation is cheaper for you, this is chosen. You must pay the determined termination fee by transfer to the bank account of the lease company before the termination date. The amount is not automatically collected. If the termination fee is not received by the leasing company before the termination date, the lease agreement will continue until such time as the termination fee has been received.

The data that you enter in the application form, for operational or private lease, on this website, or that you provide for the purpose of placing a lease request by telephone or email, will be processed by Carver Europe B.V. and then shared with our lease partners Friesland Lease B.V. and Bourguigon Lease. You can read how Carver and Friesland Lease handle your personal data in the Privacy Statements below:

Privacy statement of Carver Europe B.V.

Privacy Statement of Friesland Lease B.V.